General Article

The livestock on your farm or ranch play into how much money you have at your disposal. Each cow, steer, or bull could be worth thousands of dollars depending on their breed as well as cattle prices right now. Horses can be worth even more than that particularly when you own them for show or breeding purposes.

Because of their value, you do not want to risk losing any of your livestock to circumstances like natural disasters, injuries, or theft. You can protect your net worth and the monetary value of your animals by investing in sheep, cattle, and horse insurance on the website today. Creating a Policy Online As a busy farmer or rancher, you may not have a lot of time to spend visiting in person with insurance agents. You also may not have the time right now to sit down and make phone calls to agencies where you can buy insurance. You have to spend as much time working your farm or ranch if you want to make money. Still, you cannot afford to lose out on the opportunity to insure the livestock that makes up much of your net worth. You know that the longer you leave them uninsured, the more likely it is that you could lose out on money if any of them get hurt, killed, or stolen. When you have a free moment, you can visit the website of the insurance agency and create a policy that will protect your animals from all types of losses. The website lets you put in key information like the number of animals you want to insure as well as their age and breed. Based on the information you put in the website, the agency will then create a policy for you. You will know how much you need to pay for premiums and what your deductibles will be if you need to make a claim. You can then pay for the first term’s premium and start the policy today if you choose. The policy will go into effect right away.… Read More

No matter whether your horse is for recreational or commercial use, it must be in good health for optimum performance. Your attention and care towards your horse are certainly reflected by its health and well-being. Addressing  horse health is not limited to vaccination and deworming, but a comprehensive plan for handling any sudden disease outbreak and other health issues. Coming up with a good preventive care program may save you a good amount of time and money in the long run.

The popularity of horse riding as a sport or pastime is increasing day by day, indicating more horses are being imported in most of the countries in Europe. This increasing number is posing threats to both new and existing horses. The threats we are mostly concerned with are infectious diseases. However, there are non-infectious diseases as well as malnutrition, genetic diseases, autoimmune diseases, etc. In this article, we will consider general principles for preventing common equine diseases.

How diseases spread

There is no question of spreading non-infectious diseases. However, if the disease is caused by an infectious agent, there is a certain risk of catching a disease from living or non-living subjects contaminated with the agent. Various modes of disease transmission include-

• Direct contact between same species (i.e. horses).
• Direct contact with other animals like pets, humans, wild animals.
• Insect bites. Some insects are prone to carry certain infectious agents.
• Droplet infection. Coughing, sneezing, may release water droplets containing infectious agents which if inhaled by other horses, can cause the disease.
• Through excreta of infected animals.
• Contaminated water, food, or bedding.
• Vertical transmission. Infected mother horse can transmit the disease to its baby during pregnancy through the placenta, or after delivery via milk.

So, why should we be interested in preventing the spread of disease? The simple answer is to get optimum performance and prolong the active lifespan of the horses. In addition, preventing disease means reducing your chance to contribute to an epidemic of a serious disease. Certain equine diseases can be transmitted to humans such as ringworm, typhoid. By taking preventive measures we can minimize the risks of those infections as well. Last but not the least, the cost related to the treatment of an illness certainly outweighs costs related to preventive measures.

Basic principles of horse disease prevention

Unfortunately, there is no surefire way of preventing illness. Most of the horses will encounter some sort of common disease at some point in their life. But, it does not mean that we will sit reluctantly and leave everything on luck. A fruitful prevention program will include being aware of common diseases, maintaining good hygiene, conducting routine health check-up, timely vaccination, keeping horses away from others with unknown health status, isolating ill horses, prompt treatment, and so on. Some key elements of a comprehensive prevention program are discussed here.

Keep the place neat and clean

There is no alternative to a clean environment and proper hygiene for preventing disease and illness. Installing a stable can be the initial … Read More

As we find veterinary costs soaring like never before, it has become even more necessary to have pet insurance coverage to avoid shelling off a huge amount during medical emergencies of your pet. Reports reveal that an animal’s hernia operation can cost up to $2000 and few other health conditions like cardiac issues, tumour, arthritis and diabetes can also be counted as few of the common things which increase the pet insurance premiums. If you’re a pet lover, you need to be equipped with the best knowledge so that you don’t make a wrong decision due to hurry. Here are few points to note down.

• Know about the characteristic traits of the breed

When you try your best to know about the characteristic traits of the specific breed you own, you will become more informed on its common health problems. This is some vital knowledge that you should have on your pet before you opt for getting pet insurance policy.

• Educate yourself on the pet insurance glossaries

You need to understand few key words like premium, deductible, pre-existing conditions and the limit of payout so that the pet insurance provider doesn’t deceive you into explaining something else to squeeze money. You can navigate through the plans of several insurers confidently when you know the meanings of the terms.

• Contrast policies and premiums with several carriers

The patterns will start emerging and this will help you highlight the differences of the premium costs and the coverage that you need. Don’t go for the lowest price insurance policy as low price doesn’t always guarantee best coverage. Always check the coverage before taking the plunge.

• Focus on the waiting period which can be applied

Majority of the pet insurance companies often have waiting periods before the main coverage starts off. When you learn all these information beforehand, this will make it easier to plan the insurance along with a pet.

• Discuss the coverage with your local vet

Once you get to know about the coverage that you will get, you should discuss it with your local vet so that he gets to know about the coverage that you’re planning to take for your pet. Also go through the pet insurance reviews so that you may get an idea from the clients.

So, once you have all the above mentioned knowledge, you should opt for a pet insurance coverage from your local insurer.

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Insurance is a must for various things in life, including auto and property insurance. But if you’re the owner of a horse, you’ll also require equine insurance in order to ensure you’re not on the hook to pay out of your own pocket for issues that occur as a result of your horse, including injury to others. But it’s important that you understand everything there is to know about insurance policies to ensure that you are fully covered, especially if a lawsuit is brought against you.

Here are some unpleasant insurance coverage surprises that others have gone through over the years that you should be aware of.

Homeowner’s Insurance Policies Do Not Provide Coverage For Small Businesses

The majority of businesses in the equine realm are small businesses. These can include providing riding lessons or barn owners that charge others for boarding their horses. Such small business owners might think that because the scale of their operations are quite small, business insurance is not necessary. Further, they might just assume that their homeowner’s liability insurance policy will cover their business activities. This is simply not true.

Homeowner’s insurance does not cover business insurance. Actually, homeowner’s insurance policies will not provide any coverage if someone is injured as a result of something to do with the business. On the other hand, equine liability insurance policies are specifically designed to provide coverage for business-related risks associated with horses. Small business owners should consider such insurance policies to ensure they are adequately covered.

Commercial General Liability Insurance May Not Provide Coverage

Should a boarding stable protect itself by obtaining commercial general liability insurance, that still might not be enough to have insurance against a foreseeable risk, such as a horse getting injured at the stable. The reason for this is that liability insurance policies usually exclude coverage for claims that involve any damage to or loss of personal property that belongs to others in the stable’s care or control. According to the law, horses are seen as personal property. Equine insurance firms, on the other hand, provide extra insurance to fill this gap.

Commercial General Liability Insurance Does Not Provide Enough Coverage For Injured Employees

Equine business owners who have employees may find that commercial general liability insurance is not enough, particularly because such policies often have employee exclusions that prevent coverage for any claim that is brought forth by injured employees. Equine business owners sometimes make the mistake of assuming that their employees are independent contractors, and that they do not require any worker’s compensation insurance. That can be an expensive mistake.

To be safe, anyone who owns a horse should absolutely obtain equine liability insurance should anything happen that places them at legal risk.

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Transformations to your pet dog’s diet plan must be made progressively. Taking 5 to 7 days to blend enhancing quantities of the new brand of pet food in with lowering portions of the old brand name reduces the opportunities that your pet will certainly create a distressed tummy or refuse to consume. Just what do you do when you have to change your canine’s food swiftly due to a food recall or various other situations, like a diet-related ailment?

To reduce the threat that your pet dog will certainly have a negative response to the fast diet regimen adjustment, there are some necessary actions you have to take.

Find a Similar Dog Food Formula

Choose a brand-new pet food that carefully matches the formerly utilized selection. If your canine was consuming a lamb and also rice item that was remembered, acquisition an additional business’s lamb and also rice solution. If you could match up the first couple of components, the foods will certainly be rather comparable. The ratio of protein, carbohydrate, fat and fiber should not change in huge amount.

Offer Small Meals Gradually

As soon as you obtain the brand-new pet food residence, beginning by providing your pet a tiny dish. If he or she consumes it as well as does not establish any type of stomach problems as an outcome, deal one more small meal a couple of hrs later on.

It is alright to allow your pet dog obtain a little starving, as long as you remain to provide the brand-new food every 6– 8 hrs then select it up if it is not consumed. Proceed this pattern for 2 Days. If you could not obtain your pet to eat the brand-new food within this duration, then immediately consult your vet as well as attempt one more solution.

Go Easily Digestible

If your pet dog has an especially sensitive stomach as well as you are pushed into making a quick diet transformation, take into consideration changing to a conveniently digestible formula initially then progressively blend in percentages of the new brand, long-lasting food a couple of days later on. When its diet all of a sudden alters, probiotic supplements could decrease the opportunity that your pet will certainly establish looseness for immediate change diet.

Consult Your Vet

If you cannot discover a brand-new pet food your pet dog such as or, if regardless of all your safety measures, the adjustment in diet led to throwing up, looseness of the bowels, or various other indicators of intestinal distress, talk with your vet. They could have the ability to recommend various other dog food brand– brands that are not influenced by the pet food recall, or which are much less most likely to cause your canine a diet-related ailment.… Read More